What is the cost of pregnancy and childbirth? Is there insurance and public support?
There is an image that pregnancy and childbirth are expensive, but there are many pre -mama and dads who do not know what it actually costs. Make sure you have what it takes at each stage from before giving birth to your baby.
What is the cost required before giving birth?
The main expenditure during pregnancy is the consultation fee for a pregnancy checkup.
During pregnancy, regular health check is required because the body changes rapidly. It is recommended to have about 14 medical examinations from early pregnancy to just before giving birth.
Since medical examinations are not medical or treatment, the cost is full of self -pay. In most cases, if you submit a pregnancy notification to the local government where you live, you can get a cost subsidy, but unfortunately the full assistance is a rare case. He recalls that most senior moms cost a few thousand yen for each medical checkup, and more than 10,000 yen. It is common for 14 times to spend around 50,000 yen.
Pregnant women tend to be unstable, so some troubles may require a consultation at night or on holidays. In such a case, it will be charged for overtime medical treatment and transportation expenses.
What is the money spent when giving birth?
When giving birth, you will have to pay the so -called "childbirth cost" to the hospital, such as hospitalization expenses, delivery expenses, and treatment fees.
The cost is not uniform, but depends on the prefecture and hospital. According to a survey by the Ministry of Health, Labor and Welfare, the average cost of childbirth in the second year of the Wanderu was 467,000 yen. Since the average average is about 1 % per year, it is thought that it is about 485,000 yen in the sixth year of Oruwa.
Public hospitals such as national public hospitals are the cheapest, and private hospitals such as private university hospitals, medical corporate hospitals, and private hospitals are the highest. Private hospitals tend to be particularly varied in high -priced bands.
In any hospital, if you are hospitalized in a private room instead of a large room, you will need an additional room fee difference. In addition, additional expenses are required for pregnancy diabetes and pregnancy hypertension syndrome, or when using a labor -induced agent.
The amount varies depending on the type of delivery.
For example, in the case of a cesarean section, health insurance is applied, so the amount of self -pay tends to decrease, but it fluctuates due to necessary measures, so the individual differences increase. According to a survey by the Ministry of Health, Labor and Welfare, "the variation of the abnormal delivery of abnormal delivery was greater than normal delivery." If you wish to have painless delivery, you will be charged an additional fee, so you will be added.
What do you need after your baby is born?
Immediately after giving birth, you need baby clothing, diapers, baby bottles and milk. Even if you grow it with breast milk, you have to prepare for milk because you may not have breast milk as expected.
If you use a car when you are discharged, you need to prepare a child seat in advance. Hugs are often used from about 4 months after their neck sitting, but some products can be used from newborns, so it's a good idea to buy them early.
After returning home, bathing supplies such as baby bedding and baby baths and body soaps will also be a necessity.
Because there are many consumables, each one is a small amount, but once it is organized, it will be a reasonable amount. It is better to look at 30,000 to 50,000 yen. If you are preparing a child seat, it will be 20,000 to 30,000 yen. Hugs depend on the type, but if you have a multifunctional one, it costs about 20,000 to 50,000 yen.
Do you have any other money you need?
Moms before and after childbirth have a significant change in their body shape and physical condition, so they use clothes and underwear for their childbirth after childbirth. After childbirth, you also need a breast milk pad, a giving short shorts, and a pad to handle evil dew.
Paternal clothes are in the price range. There are many types, so please choose depending on your taste and ease of use. Some consumables are short in use of about several hundred yen.
If you can't cook due to sickness, your food expenses may be higher than usual. If you use housekeeping services, you may need to pay for it.
Depending on the distance to the hospital, transportation expenses will be charged for pregnancy medical examinations, infant medical examinations, and outpatients. If you use a taxi depending on the season and physical condition, the burden of transportation expenses will increase. If you are going home, you will also need transportation expenses for homecoming.
Some municipalities assist the transportation expenses that were paid during medical examinations and hospitalization, so it is a good idea to check out the area where you live.
Is there something that can be used, such as administrative support?
I have already mentioned that there is a subsidy for pregnancy medical examinations and transportation costs for consultation, but there are various public support systems such as childbirth and childcare lump -sum payments and childbirth cost lending systems.
Basically, medical examinations and treatments related to childbirth are not covered by insurance, but if treatment is required, such as severe evil or imminent miscarriage, if the amount of self -pay for one month exceeds the amount of self -pay, the high medical expenses system will be the system. It will be eligible. In addition, childbirth costs are also eligible for medical expenses, so apply as needed to reduce the burden.
If your mom is working, you can also receive a childbirth allowance for 2/3 of the standard table collection every day during the break of the company for childbirth.
It may take some time from the application to the benefit, and even if it is supplemented later, you may have to pay yourself first, so it is safe to calculate and prepare the budget.
When choosing a maternity hospital, it is important to be able to go to a place that is easy to go to and compatibility with a doctor, but we recommend that you decide on the cost of hospitalization and delivery in addition to them.
♪This is OK with this one preparation! Supporting the hug life with the baby immediately after birth♪